Terms & Conditions

These Terms and Conditions govern your use of the BondScope UK website, including the content published on it, the research guides, checklists and worksheets made available through it, and the enquiry functionality provided on it.

By using this website you accept these Terms. If you do not accept them, please do not use the website.

BondScope UK is an information, research and marketing service. It is not a financial adviser and it does not provide personal investment recommendations.

BondScope UK does not manage client money, accept deposits or issue fixed-rate bonds.

All content published on this website is general information. Nothing on the website constitutes:

• personal financial advice
• investment advice
• legal advice
• tax advice
• a personal recommendation
• a guarantee of investment performance

You should consider seeking independent professional advice before making any financial decision.

Content published on this website is intended to help readers research and understand fixed-term investment products generally. It should not automatically be interpreted as an offer, solicitation or recommendation to acquire any particular investment.

Nothing in these Terms is intended to affect, restrict or override any obligation arising under applicable law, including law relating to financial promotions.

Investment information changes over time. In particular:

• rates can change
• availability can change
• product terms can change
• information published here may become outdated

You should check the current provider and product documentation before making any decision.

BondScope UK is not authorised or regulated by the Financial Conduct Authority. Where regulated activity occurs, it is undertaken by the relevant regulated provider and not by BondScope UK.

Enquiries may be introduced to William Conway (FCA FRN 653324).

You should independently verify the regulatory status of any firm using the Financial Services Register.

FCA authorisation or regulation of a provider does not mean that an investment is risk-free and should not be interpreted as an endorsement of any particular investment by the FCA.

The Financial Services Compensation Scheme does not automatically protect every investment.

Whether FSCS protection may apply depends on a number of factors, which can include the product concerned, the activity being carried out, the provider involved and the individual circumstances.

You should verify the position for the specific investment and provider concerned rather than assuming that protection applies. No promise of FSCS coverage is made by BondScope UK.

Submitting a form on this website does not create an obligation to invest.

Submitting an enquiry does not guarantee:

• acceptance of the enquiry
• eligibility for any product
• availability of any product
• a particular rate
• a particular product
• contact from a provider

Where this was disclosed to you at the point of submission, enquiry details may be passed to the relevant provider so that the enquiry can be handled.

Guides, checklists and worksheets made available through this website:

• are educational in nature
• may be updated or withdrawn from time to time
• contain general information only
• are not personalised recommendations
• should not be relied upon as the sole basis for an investment decision

Subject to applicable law, BondScope UK is not responsible for the independent actions, services, product terms, communications or decisions of third-party providers, including any provider to which an enquiry is introduced.

This website may link to third-party websites. Those websites are not under our control, and we are not responsible for their content, availability or practices. Links are provided for convenience and do not imply endorsement.

The BondScope UK website copy, branding, guides, worksheets, checklists and other original materials are protected by intellectual property rights and may not be copied, republished or commercially reproduced without permission.

You may download, save and print our research materials for your own personal, non-commercial use.

We aim to keep the website available, but we do not guarantee uninterrupted or error-free availability. Access may be suspended, withdrawn or restricted at any time, including for maintenance.

Reasonable efforts are made to keep the information published on this website accurate and up to date. Financial information nevertheless changes frequently, and details can become outdated between updates.

Important information should always be verified with the relevant provider or from the original source before you rely on it.

To the extent permitted by law, BondScope UK is not liable for any loss arising from reliance on general information published on this website, or from the acts or omissions of third-party providers.

Nothing in these Terms excludes or limits liability where it would be unlawful to do so, including liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for any liability that cannot lawfully be excluded or limited under consumer protection law.

When using this website, you should:

• provide accurate information when completing forms
• not misuse the website or interfere with its operation
• not attempt unauthorised access to the website or its systems
• independently evaluate any investment information you receive
• seek professional advice where appropriate

Personal information provided through this website is handled as described in our Privacy Policy.

These Terms may be updated from time to time. The date at the top of this page shows when they were last updated, and continued use of the website following an update indicates acceptance of the revised Terms.

These Terms are governed by the laws of England and Wales, subject to any mandatory consumer protections that apply.